Purchased Structured Settlements Servicing Software

The Settlements!™ Solution


Settlements! For .Net offers servicing, accounting, and investor reporting for purchased payment streams, including annuities, lottery winnings, and other structured settlements.

Our structured settlement servicing software was originally developed out of our commercial loan servicing software. Since we first developed our software, the functionality specifically for purchasers and servicers of structured settlements has only grown. If you have structured settlements with complex needs and/or you'd like to improve your servicing, let us show you what we have.

Please find brief descriptions of the many areas within our software below.

While our software is extensive and allows for a huge amount of complexity. You'll find that it's intuitive, user-focused, and easily configurable.

Core Functionality

Key functions needed for your servicing.

Application Tracking

Tracking your applications has never been easier. Complete the application process and easily transfer to servicing. Create user-defined checklists, utilize holds or flags with optional administrator approval. Track documentss, pictures, videos, even URLs.

Tracking applications is never mandatory, but it can definitely be a useful feature. Import your applications from some third party software or keep track as you go.

Annuitant Tracking

Track the complete payment stream (e.g. annuity or lottery) for an individual and link multiple deals for for the annuitant to the payment stream. You can also indicate which payments in the stream have been purchased by another structured settlements purchaser.

Create quotes for new deals by having the software determine the collateral available for purchase and calculating the amount based on your rates. Once approved, let the software set up all deal information for servicing.

Deal Servicing

The software provides support for varying payment periods (lump sums, weekly, bi-weekly, monthly, annual, quarterly, non-guaranteed life time payments) and allows for the complete amortization of deals, including negative amortization and monthly compounding.

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  • Collect payments via lockbox, ACH or Wire transfers and seamlessly process pass through amounts to the annuitant or third party via check, ACH, or wire transfers.
  • Track tax withholdings for lottery payments, with independent tracking of borrower payments and tax payments.
  • Define your own fee types and collect and track these fees as required.
  • Use the dozens of standard reports to retrieve the information you need or use the built in Report Writer to define your own reports and letters.

Automatic Implementation of Deal Changes

Set up deal adjustments whenever you'd like - today or some time in the future. The software will know, and take these numbers into account on calculations, reporting, and everywhere you care. Increase your servicing staff's efficiency, never miss a loan change, and automate whenever possible.

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Settlements!™ For .Net

Participation Tracking and Reporting

Each deal is linked to at least one participant or source of funds, but you can have as many participants and/or sources of funds linked to a deal as you want. We also include extensive financial reporting by deal and participant, as well as things like financial transactions and month end accrual information by participant. Also find deal sale information and transfer history.

We also include the option to securitize the deal information into multiple trusts / pools. After this we allow cutoff balance calculations and cash flow reporting for the securitized data.

Delinquent Deal Monitoring

You can track delinquent deals, with not only built-in inquiries and reports, but also through our workflow management sub-system, which allows you to define action queues based on your criteria. You can determine which users will be tracking which delinquent deals based on deal type, delinquency status, or whatever criteria you want. And that will build an action queue for your users to track your delinquent deals. Workflow can even create mail merge documents to be sent to your delinquent borrowers.

Discount/Premium Deals

For deals which have been purchased at a discount or premium, we support the automatic accrual of the discount or amortization of the premium over the life of the deal.

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Straight Line

Whereby the same amount is accrued or amortized each period.

Effective Yield

Whereby the amount is spread so that the total effective yield of the deal remains constant throughout its term.

Principal Reduction

Whereby the amount is calculated based on principal payments.

Escrow Processing

We allow you to maintain an unlimited number user-defined escrow accounts, each with their own balance. Use this for pass through processing, for due diligence during the application phase, and for many other reasons as needed.

Executive Summary

Quickly view your entire portfolio at a glance.

Breakdown deal delinquencies, deal counts, balancess. The executive summary runs off your month end info, and can allow you to easily review your portfolio details over time.

Financial History

A complete record of each financial transaction is stored when entered into the software. This history includes the transaction’s financial information and many of the deal’s key balances prior to the transaction. You can easily access all of this transaction history via inquiries and reports.

This allows you to enter payments days after they were actually received, and still have them reflected correctly in your deal balances. You can maintain as many years of financial history as you wish, being limited only by the amount of disk storage you’ve allocated.

GL Interface

We provide an automated, user-defined interface for linking your financial data in with your general ledger software.

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  • The ability to set up as many interfaces as you’d like, and the ability to link to more than one GL system and/or more than one set of accounts for the same GL(e.g. by deal and by investor).
  • The ability to generate GL entries based on specific payment transactions or month end balances.
  • The ability to define the general ledger accounts to be used based on optional selection criteria, such as deal type, dollar limit, or whether a deal is agent serviced.
  • The ability to view the GL entries generated prior to their being exported, and make corrections as needed.
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Settlements!™ For .Net


Generalized tools to improve your life.

Change Audit Control

Track everything that happens within the software. Change audit records a history of data deletions and changes.

Each audit record includes who made the change, when they made it, the before and after values of any field changed, and the function used. After that you can decide how long each type of audit is retained in your software.

Contact Management

Your portfolio rolodex. Maintain all the people and organizations with whom you do business, such as originators, attorneys, and property inspectors.

Track a huge amount of information per contact and by changing their info in one place it will change everywhere. For each contact, you can track as many addresses, telephone numbers, emails, etc. as you wish. Track all of the individuals associated with the contact and their positions. Even track any documents linked to the contact, and keep as many notes as you'd like.

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Once entered, a contact can be accessed directly or be linked to as many deals and or projects as you wish. You can even link the same contact to one deal multiple times if it serves more than one role. In addition, contacts can be linked to workflow items, either automatically, by the software, or manually. Once linked, the appropriate contacts are then notified of their uncompleted items and action dates.


Important your data from a huge variety of sources.

You only have to select the tables and fields you wish to update, and then sequence the order of the fields to be imported. The DataImporter can be used for everything from your initial conversion to regularly scheduled data maintenance.

Document and Image Tracking

Maintain a library of images and documents, and link them to deals, contacts, and other entities in the software. You can easily access and view these using whatever software product is linked to their file type in your system’s registry.

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Property tours and other videos


Pictures of the property or something else - the choice is yours


Closing docs, borrower docs, whatever you want


Open websites or links directly from the system


You get to define the ways in which a deal can be cross-referenced and accessed in real-time. For example, you could set up lookups by deal number, property address, city and state, zip code, borrower name, tax id, insurance policy number, telephone number, and an almost unlimited number of other methods. The number of lookup types is limited only by the number of deal-related fields available.


Easily create ad-hoc, on the fly reports. The ReportWriter can also be used to export data from the software, or to integrate with a other software. Create run-time parameters, choose your sorts, join your tables, define your from/tos, and add totals. Run these reports whenever you'd like or schedule them for increases automation.

You only have to select the tables and fields you wish to export or report on, and then sequence the order of the fields. The ReportWriter can be used for everything from your day to day reporting needs, to regular data extraction for integrations or other needs, and all the way to full system conversions.

System Security

We include extensive security, and with it comes options to define things like security groups or to regulate password parameters. Security can even be turned off at the screen level, and sometimes even the field level.

Workflow Management

Workflow provides powerful tools for creating, prioritizing, and tracking an organization’s workflow items. Create Action Queues or Workflow rules to fit your needs - the software will geneate the workflow items automatically and keep your users in sync.

Structured Settlement Servicing Software... Solved
Settlements!™ For .Net