A Few Features

• Multi-company and multi-division support for handling portfolios beyond just CDFI loan types.
• Application tracking, with an automated link to loan servicing at closing.
• Automatic implementation of loan changes such as from fixed to variable rate.
• User-defined loan templates that automatically pre-fill selected fields for new loans.
• Contact management with user-defined contact types for the people and organizations associated with your loan portfolio.
• Flexible ARM and VRM processing.
• Billing, with user-defined invoices.
• Manual and automated principal disbursements.
• Cash and non-cash financial transactions , payoffs, and reversals.
• Extensive change audit control that tracks what changes were made, by whom, and when.
• Project tracking support, including summarized billing and loan aging.
• Automated late charge processing.
• Loan restructuring support that includes the automated deferral or capitalization of interest.
• Insurance, tax, escrow processing, with unlimited, user-defined escrow balances per loan.
• Collateral tracking for an unlimited number of collateral types.
• Asset management with financial statement, rent roll and construction tracking.
• Automated, user-defined interfaces for ACH, general ledger, and lockbox processing.
• Month-end tracking of key loan status information for historical reporting.
• Earned income reporting.
• Risk management with automated, user-defined loan ratings and collections support.
• Loan sales and transfer support, with unlimited investors per loan, and multi-level reporting.
• Portfolio analysis and reporting, including accounting, regulatory, and investor reports.
• Automated workflow management support, with user-defined action queues and letters.
• Document and image management, with the ability to track photos, documents, and URLs.