Loan Software Built for You
Discover the most flexible, comprehensive, and client-focused loan servicing software available. Designed for commercial, multi-family, and complex loans, our solution adapts to your unique business needs.
Comprehensive Features
Our software handles every aspect of loan servicing and accounting, including:
- Collateral Tracking for multiple loans per asset.
- Delinquent Loan Management with detailed reporting.
- Investor Reporting with automated financial tracking.
- Payment Processing in real-time or batch mode.
- Accruals for expected income and balances.
- Risk Management with customizable rules and alerts.
Unmatched Flexibility
Tailor the software to your needs with features like:
- Custom Billing Schedules for unique payment cycles.
- Automated Tax Processing for multiple jurisdictions.
- Multi-Basis Reporting including GAAP and statutory methods.
- What-if Loan Restructuring to simulate and apply changes.
- General Ledger Interface with customizable export rules.
Why Choose Our Software?
With over 30 years of experience, we provide industry-leading support and a solution designed for long-term success. Whether you’re managing commercial loans, tracking investor portfolios, or automating complex scenarios, our software delivers unmatched scalability, reliability, and customization.
Our Loan Servicing Offer
Flexible Loan Software
We offer the highest caliber loan management software, and are prepared to handle your unique loan processing needs.
A Support Experience
We are quite simply always willing to help. We view ourselves as your partner in loan servicing software.
Open Architecture
The logic is there, we have the tools - let us know how you'd like your systems to communicate.
Unique Customizations
We're always open to change - let us provide whatever you need to improve your loan business.
Truly Individual Pricing
Beyond the initial license fee, we only charge for what you want - the rest of your budget is yours to keep with flexible pricing.
Escape the Others
Does it seem like all of our competitors are trying to fit you into the same, tight-fitting mold? Our responsive support will get you out of that box.
What makes our loan management software up to the challenge?
- Unlimited By Design - Our loan servicing software supports unlimited loans, borrowers, collateral, investors, escrow accounts, properties, and projects with extensive user customization.
- Your Loan Scenario - Define your own parameters and terms—you’re in full control.
- Source Code - As the only provider of loan management software offering source code, we empower your development team to take the reins when needed.
- Make It Your Own - Tailor the system to meet your unique needs with fully customizable rules and parameters.
- Simple to Complex - Scalable for a variety of loan types, our software has been tested by multi-billion-dollar companies for over 20 years.
Our Scale
Embrace Our Commercial Loan Servicing Software - Make it Your Own
One-Time Fee
Our one-time fee includes all loan servicing functionality. No annual maintenance fees.
Pricing Per User
Pricing per concurrent user promotes automation, efficiency, and a higher loan-to-user ratio.
1 Contact Point
A dedicated US-based point of contact ensures personalized support without call centers.
Deploy Your Way
Host on in-house servers or leverage the cloud—your choice for complete flexibility.
Loan Servicing Features
Loan Types
Loan types are completely user-defined and allow for any loan scenario.
Custom Rules
Choose your interest calculation, interest type, and how payments are handled individually to allow for any situation.
Payment Periods
Choose a standard period or define your own with custom billing schedules.
On-The-Fly Changes
Setup as many changes as you'd like from now out into the future, including amounts, interest methods, rates, etc., and the system will implement them automatically with automated loan changes.
User-Defined Fees
Define your user-defined fees to fit your needs and as many as you'd like - all with their own rules and how they should be handled.
Waterfall Options
Define your waterfall or payment allocation at the system level or all the way down to the loan level.
Loan Management System Processing
Complex Interest
Easily manage default and capitalized interest.
Legal Actions
Manage all aspects of the legal process, including bankruptcy, forbearance, foreclosure, and much more.
Escrow
User-defined escrow accounts for whatever reason you need - insurance, taxes, replacement reserves, or any reason imaginable. We also support your escrow processing needs.
Investors
Unlimited investors/participants, all with their own rules, including their own ownership amount, user-defined fees, and rates, and in-depth investor reporting breakdowns.
Analytics
We track everything about the loan and offer the results in numerous drill-down views and reports.
Loan Accounting
Using our general ledger interface, which can be easily customized, you'll be able to report to as many sets of books as you'd like. You can integrate with your accounting system and update as often as needed.
Deployment Options
CLIENT CHOICE | SAAS | PRIVATE CLOUD
Our software offers flexible deployment and payment options tailored to client needs.
Client's Choice
- Managed by client
- Client-defined deployment
- Onsite or in the cloud
- Maximum configuration
- One-time license or monthly
Shared SaaS
- Managed by BGI
- Private database
- Private system files
- Shared server for lower costs
- Secure
- Scheduled backups
- Flexible pricing
Private Cloud
- Managed by BGI
- Private server
- Private database
- Private system files
- Secure
- Scheduled backups
- Flexible pricing
Application Tracking
Streamline application tracking with user-defined checklists, holds, and flags with optional admin approval. Track documents, photos, videos, and URLs. Learn more...
Asset Management
Manage the complexity of commercial loans with detailed asset tracking. Learn more...
Collateral Tracking
Set up unlimited collateral items and link them to multiple loans as needed.
Construction Loans
Handle construction loans with configurable options for interest-only to amortizing transitions and more.
Delinquent Loans
Track delinquent loans with workflow management and automated action queues for improved processes.
Investor Reporting and Accounting
Manage investors with detailed reporting and high configurability for payments, accruals, and more. Learn more...
Pending Changes
Schedule loan adjustments in advance with automated calculations and reporting integration.
Project Tracking
Link multiple loans together for unified reporting and billing based on your business needs.
Subsidized Loans
Support multiple subsidies per loan with options for subsidy-specific due dates and billing.
User-Defined Loan Setup
Customize loan parameters including interest calculations, payment methods, and grace periods to fit your needs.
Accruals
Record financial history on a cash and accrual basis with automated calculations for expected income and balances.
Agent Servicing
Track loans serviced by agents with features like detailed billing and automatic servicing fee calculations.
Complex Interest
Handle complex scenarios involving capitalized, deferred, and default interest with flexible parameters for daily calculations.
Escrow Processing
Maintain unlimited user-defined escrow accounts with automated analysis and disbursements for maximum flexibility.
Executive Summary
Quickly view your portfolio at a glance, including delinquencies, balances, and loan counts.
Fees
Define and manage unlimited fees with flexible billing options and financial history tracking.
Financial History
Access a complete transaction history with key balances and detailed reporting.
GL Interface
Automate and customize your general ledger interface with flexible rules for multiple systems and accounts.
Insurance Tracking
Track multiple insurance types, policies, and disbursements with user-defined configurations.
Multi-Basis Tax Reporting
Set up and automate reporting for various tax bases including statutory and GAAP standards.
Payment Processing
Enter and process payments in real-time or as part of nightly batches with comprehensive support for reversals, ACH, and manual entries.
Payoff Processing
Create immediate payoff quotes and automate payoff letters for borrowers.
Risk Management
Assess loans and track ratings with automated rules and real-time analysis tools integrated into workflow management.
Schedule B Reporting
Create and retain detailed Schedule B reports for ongoing compliance and review.
Special Billing Schedules
Support custom billing cycles tailored to unique loan requirements with automated processing.
Tax Processing
Automate tax processing with user-defined authorities, parameters, and escrow analysis.
What-if Loan Restructuring
Experiment with loan parameters in a sandbox environment before applying changes to live loans.