Application Tracking
User-defined checklists, holds, and flags with optional admin approval — plus documents, photos, videos, and URLs on every application.
The Full Feature Set
Everything a Servicing Shop Actually Uses
Not a highlight reel — the working feature set, in production at multi-billion-dollar institutions today. Four deep dives, then the whole list.
The Whole List
Every capability below is shipping and supported — ask us to demo any of them on real data.
Accruals
Financial history on a cash and accrual basis, with automated calculations for expected income and balances.
Agent Servicing
Track loans serviced by agents, with detailed billing and automatic servicing-fee calculations.
Collateral Tracking
Unlimited collateral items, linked to as many loans as you need.
Complex Interest
Capitalized, deferred, and default interest with flexible parameters for daily calculation.
Construction Loans
Budgets, line items, fundings, and draws — with configurable interest-only to amortizing transitions.
Delinquent Loans
Delinquency tracking wired into workflow management and automated action queues.
Discount / Premium Loans
Automated discount accrual and premium amortization — straight-line or effective yield.
Escrow Processing
Unlimited user-defined escrow accounts with automated analysis and disbursements.
Executive Summary
The portfolio at a glance: delinquencies, balances, and loan counts.
Fees
Unlimited user-defined fees with flexible billing options and full financial history.
Financial History
A complete transaction history with key balances and detailed reporting.
General Ledger Interface
Customizable export rules across multiple GL systems and accounts — no rekeying.
Insurance Tracking
Multiple insurance types, policies, and disbursements with user-defined configurations.
Investor Reporting & Accounting
Detailed investor reporting with high configurability for payments, accruals, and remittances.
Multi-Basis Tax Reporting
Automated reporting across tax bases — statutory, GAAP, and custom.
Payment Processing
Real-time or nightly batch, with full support for reversals, ACH, and manual entries.
Payoff Processing
Immediate payoff quotes and automated payoff letters, computed to the day.
Pending Changes
Schedule loan adjustments in advance — automatically applied on their effective dates, fully documented.
Project Tracking
Link multiple loans together for unified reporting and billing.
Risk Management
Ratings and assessments with automated rules and real-time analysis, integrated into workflow.
Schedule B Reporting
Detailed Schedule B reports, created and retained for ongoing compliance.
Special Billing Schedules
Custom billing cycles for unique loan requirements, processed automatically.
Subsidized Loans
Multiple subsidies per loan, with subsidy-specific due dates and billing.
Tax Processing
User-defined authorities and parameters, automated end to end with escrow analysis.
User-Defined Loan Setup
Interest calculations, payment methods, grace periods — loan behavior as configuration, not code.
What-If Restructuring
Experiment with loan parameters in a sandbox before applying changes to live loans.
Don't see your scenario? That's usually a configuration conversation, not a development project — ask us.
See It on Real Data
The fastest way to evaluate a servicing system is to watch it handle your loans.